| As a member of the Credit Union age 18 or older,
you are eligible for $2,000 Accidental Death & Dismemberment
Insurance. Premiums for this basic coverage will be paid by
your credit union for the first year only. For more information, call 1-800-252-2148 and ask for the insurance desk. At the age of 70 coverage is
reduced to $1,000.
There is a new enrollment opportunity if members want additional
benefits for an extra charge, and premiums are deducted from
their share accounts quarterly.
This summary explains in general terms the insurance described,
but in no way changes or affects the insurance afforded under
such Policy as actually issued. All coverages are subject
to actual Policy conditions and exclusions. Each member participating
in the plan will receive a Certificate of Insurance describing
the exact coverage and benefits provided. The insurance is
provided under Policy Series 6363.
Coverage Provided
When covered injury results in any of the following losses
within one year from the date of the accident, the Company
will provide, in one sum, the following amounts (reduced 50%
at age 70):
Loss of life |
$2,000 |
Loss of entire sight in one eye |
$1,000 |
Loss of two members (hand, foot or eye) |
$2,000 |
Loss of one hand or foot |
$1,000 |
Loss of speech and hearing |
$2,000 |
Loss of speech or hearing |
$1,000 |
Loss of entire sight in both eyes |
$2,000 |
Loss of thumb and index finger on same hand |
$ 500 |
The loss of a hand or foot means complete severance through
or above the wrist or ankle joint; for thumb or index finger,
it means complete severance through or above the metacarpophalangeal
joints. The loss of sight of eye means irrecoverable loss
of entire sight. The loss of speech means complete and irrecoverable
loss thereof; for hearing it means complete and irrecoverable
loss of hearing in both ears.
Who Is Eligible
All members of the Credit Union age 18 or over
when applying are eligible for coverage. Every member of the
Credit Union age 18 or over who completes and returns an enrollment
form will be accepted.
Individual Terminations
As long as you remain a member of the Credit
Union and the Master Policy remains in force, your coverage
will be renewed. The Group Master Policy is renewable annually.
General Exclusions
The Master Policy does not cover any loss caused
by or resulting from: suicide or self-destruction or any attempt
thereat; declared war or any act of war; alcohol intoxication
(does not apply in Minnesota) or being under the influence
of any narcotic, drug or sedative, unless administered on
the advice of a Physician (does not apply in Michigan); committing
or attempting a felony or illegal act; riding in any aircraft
or device for aerial navigation except as a passenger for
transportation only (not as a pilot or crew member) in an
aircraft certified as airworthy by the appropriate authority
of the country of its registry.
To enroll contact us.
For EOB call 1-800-252-2148 |
