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SHARE RATES |
| Share Rates |
Annual Percentage Yield is accurate as of March 22, 2010. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. |
Account Type |
Minimum Opening Deposit |
Minimum Balance to Earn APY |
Dividend Rate |
Annual Percentage Yield |
Regular Shares <$4,000.00 |
$5.00 |
$100.00 |
0.30% |
0.30% |
Regular Shares >$4,000.00 |
$5.00 |
$100.00 |
0.35% |
0.35% |
Christmas Club |
$5.00 |
$100.00 |
0.30% |
0.30% |
Vacation Club |
$5.00 |
$100.00 |
0.30% |
0.30% |
Christmas Club II |
$5.00 |
$100.00 |
2.00% |
2.00% |
Share Draft |
$5.00 |
$500.00 |
0.30% |
0.30% |
Variable IRA Shares |
$5.00 |
$100.00 |
0.996% |
1.00% |
Money Market Super Share <$10,000.00 |
$5.00 |
$100.00 |
0.698% |
0.70% |
Money Market Super Share >$10,000.00 |
$5.00 |
$100.00 |
0.797% |
0.80% |
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| Regular & IRA Certificates |
Annual Percentage Yield is accurate as of July 27, 2009. Rates and other terms may change at any time without prior notice. *$1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
- Dividends will be compounded quarterly and will be credited quarterly.
- If you close your share account before dividends are paid, you will not receive the accrued dividends.
|
Account Type |
Dividend Rate |
APY |
Term |
6 Month Share Certificate - $1,000 to $39,999.99 |
1.54% |
1.55% |
6 |
6 Month Share Certificate - $40,000 to $99,999.99 |
1.59% |
1.60% |
6 |
6 Month Share Certificate - $100,000 and over |
1.64% |
1.65% |
6 |
1 Year Share Certificate - $500 to $39,999.99 |
1.74% |
1.75% |
12 |
1 Year Share Certificate - $40,000 to $99,999.99 |
1.79% |
1.80% |
12 |
1 Year Share Certificate - $1000,000 and over |
1.84% |
1.85% |
12 |
2 Year Share Certificate - $500 to $39,999.99 |
2.03% |
2.05% |
24 |
2 Year Share Certificate - $40,000 to $99,999.99 |
2.08% |
2.10% |
24 |
2 Year Share Certificate - $1000,000 and over |
2.13% |
2.15% |
24 |
| *APY = Annual Percentage Yield |
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