| Regular Share Account Fees |
Excessive Withdrawal Fee |
$3.00 per Withdrawl - After five (5) per month |
Club Account Excessive Withdrawl (Christmas/Vacation) |
$3.00 per Withdrawl - After one (1) per month |
Christmas Club II Accounts |
Withdrawal Fee |
$15.00 per Withdrawl |
| Share Draft/Checking Account Fees |
NSF Check Fee |
$20.00 per Item |
NSF Fee (check paid - account negative) |
$25.00 per Item |
| IRA Account Fees |
Annual Fee |
No Charge |
| Other Service Fees |
Wire Transfer Fee (Outgoing) |
$15.00 per Transfer |
Wire Transfer Fee (Incoming) |
$5.00 per Transfer |
Deposited Item NSF Check Fee |
$20.00 per Item |
ACH Return Item Fee |
$20.00 per Item |
NSF ACH Item (paid - account negative) |
$25.00 per item |
Stop Payment Fee |
$20.00 per Request |
Stop Payment Fee - Hit (five (5) consecutive items or more) |
$25.00 per Request |
Statement Copy Fee |
$1.00 per Page |
Share Draft/Check Copy |
$3.00 per Item |
Overdraft from Share to Checking Account |
$5.00 per Transfer |
Share Draft/Check Printing |
Prices may varied depending on style |
Money Order |
$1.00 per Money Order |
Travelers Check - No charge when member has Share Draft Account |
$2.00 per $100 |
Travelers Gift Check |
$5.00 Each |
Garnishment or Account Levy |
$25.00 |
Dormant Account - If over age 18 & no activity for 180 days & less than $25.00 in share account |
$10.00 Semiannually |
Account Research and Checking Reconcilement |
$25.00 per hour - $25.00 Minimum |
Deposited Item Sent for Collection |
$10.00 per Item |
Coin Processing - Must be clean and dry |
No Charge |
Payroll Deduction by ACH or Direct Deposit of Net Pay |
No Charge |
| Loan Fees |
Loan Application Fee |
$5.00 |
Updated Loan Application Fee |
$5.00 |
Refinance Auto (Auto on CU books) |
$50.00 per Item |
Regular Loans - Late Fee |
$20.00 or 5% of payment, whichever is higher |
HELOC Application Fee |
$100.00 |
HELOC Late Fee |
$30.00 |
| Safe Deposit Box Fees - Annual Rental |
3 x 5 |
$20.00 |
3 x 10 |
$30.00 |
5 x 10 |
$40.00 |
7 x 10 |
$50.00 |
10 x 10 |
$60.00 |
Key Deposit |
$10.00 per box |
| VISA Card Fees |
VISA Card Late Fee |
$20.00 |
VISA Card Overlimit |
$20.00 |
VISA Card Annual Fee |
No Charge |
| Share Value |
Par Value of One Share |
$5.00 |
| This fee schedule is subject to change by the Board of Directors. |