River Town FCU
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FEES SCHEDULE

Regular Share Account Fees
Excessive Withdrawal Fee
$3.00 per Withdrawal - After five (5) per month
Club Account Excessive Withdrawl (Christmas/Vacation)
$3.00 per Withdrawal - After one (1) per month

Christmas Club II Accounts

Withdrawal Fee
$15.00 per Withdrawal
Share Draft/Checking Account Fees
NSF Check Fee
$20.00 per Item
NSF Fee (check paid - account negative)
$25.00 per Item
IRA Account Fees
Annual Fee
No Charge
Other Service Fees
Wire Transfer Fee (Outgoing)
$15.00 per Transfer
Wire Transfer Fee (Incoming)
$5.00 per Transfer
Wire Transfer Fee (International) $40.00 per Transfer
Deposited Item NSF Check Fee
$20.00 per Item
ACH Return Item Fee
$20.00 per Item
NSF ACH Item (paid - account negative)
$25.00 per item
Stop Payment Fee
$20.00 per Request
Stop Payment Fee - Hit (five (5) consecutive items or more)
$25.00 per Request
Statement Copy Fee
$1.00 per Page
Share Draft/Check Copy
$3.00 per Item
Overdraft from Share to Checking Account
$5.00 per Transfer
Share Draft/Check Printing
Prices may varied depending on style
Temporary Checks
No Charge for first 8 checks annually, then $0.25 each check
Money Order $1.00 each
Cashiers Check $5.00 each
Garnishment or Account Levy
$25.00
Dormant Account - If over age 18 & no activity for 180 days & less than $25.00 in share account
$10.00 Semiannually
Account Research and Checking Reconcilement
$25.00 per hour - $25.00 Minimum
Deposited Item Sent for Collection
$10.00 per Item
Coin Processing - Must be clean, dry, and rolled
No Charge
Payroll Deduction by ACH or Direct Deposit of Net Pay
No Charge

Fax: Local

       Non-local

$1.00 per page

$3.00 per page

Returned Mail due to bad address $3.00
Loan Fees
Loan Application Fee
$6.00
Updated Loan Application Fee
$6.00
Refinance Auto (Auto on CU books)
$50.00 per Item
Regular Loans - Late Fee
$20.00 or 5% of payment, whichever is higher
HELOC Application Fee
$100.00
HELOC Late Fee
$30.00
Safe Deposit Box Fees - Annual Rental
3 x 5
$20.00
3 x 10
$30.00
5 x 10
$40.00
7 x 10
$50.00
10 x 10
$60.00
Key Deposit
$10.00 per box
VISA Card Fees
VISA Card Late Fee
$20.00
VISA Card Annual Fee
No Charge
Share Value
Par Value of One Share
$5.00
This fee schedule is subject to change by the Board of Directors.