No-cost Loan Protection Insurance
Protects the primary borrower on loans in case of death. Since River Town Federal Credit Union has a master group policy, through CUNA Mutual Insurance Society for its members, members enjoy the benefit without any direct cost to them. Coverage is up to an aggregate loan outstanding princiapal amount of $20,000. Loan balances in excess of this amount are not covered. For additional information, contact our loan department.

Credit Disability Insurance
Member/borrowers can get credit disability insurance coverage on their loans at a reasonable cost. In the case a member is sick or disabled, this insurance coverage may be able to help the primary borrower make those loan payments while they are disabled.
For more information about these insurance coverages and disclosure, just call our loan department at 479.784.5626 or e-mail us through our web site

Mechanical Repair Coverage
This coverage helps ensure that repairs to your car can be covered when the unexpected happens. You can protect your vehicle and your finances from expenses that could total hundreds or even thousands of dollars. For peace of mind, ask for mechanical repair coverage when you purchase any new or used vehicle.

Guaranteed Asset Protection (GAP)
GAP Protection is the answer when the unthinkable happens...your vehicle is stolen, accidentially damaged beyond repair, or otherwise declared an insured total loss. What do you do? This coverage is an affordable way to fill the "gap." For a few dollars a month, members can protect themselves against unexpected loss. Not only that, but it helps maintain member's credit rating. Ask the loan department about a GAP policy for all you credit union vehicle loans.